Market Info The Good News for Real Estate Investments in 2024 The 2023 housing market has seen many ups and downs, leaving investors wondering what to expect in 2024. The good news is that regardless of interest rate increases and lower than average inventory, real estate investments remain one of the most lucrative areas to invest in as we head into the new year. High Demand […]
Uncategorized Well written by a fellow agent regarding the Recent Realtor Industry Lawsuit Good  and thoughts shared by a fellow agent. Some of you may have heard of and may have been following the recent Realtor industry lawsuit. News reports have spurred a lot of discussion in the Realtor forums. I’d like to take a moment to share my perspective on the home buying and selling process, how […]
Market Info What’s Up with Real Estate? National news and local views for the week ending Friday, November 3, 2023 Very happy to deliver some good news to would-be buyers: mortgage rates just had a nice move downward! If you’ve put off buying (affordability) or selling (feeling locked-in by low mortgage rates), let’s have a discussion to make sure you’re ready to move when the time is right. What’s Up with Real Estate? National news […]
Market Info Has the residential real estate market changed? For the better or worse? By Mark Sprague, State Director of Information Capital A question Realtors, economists, real estate analysts, and more have been getting for the past 18+ months: Has the residential real estate market changed? For the better or worse? Contrary to owners/investors’ fears, the so-called “strong housing bubble” of the last 3+/- years has not burst (“bubble” in quotes because […]
Buying Should You Buy or Rent a Home? In today’s competitive real estate market, you may wonder if it’s better to rent a place or buy a home. Purchasing a residence can provide more privacy and future investment potential, while renting allows for more flexibility and less maintenance. Both options have a myriad of pros and cons, but it ultimately will depend on […]
Home Improvement Interesting how color can influence the human brain in a number of ways. Color can influence the human brain in a number of ways Stagers typically recommend painting homes in neutral colors like beige or gray to appeal to more buyers. But that advice isn’t always true. Science has proven that up to 90% of homebuying decisions are influenced by color, which can have a greater impact on […]
Uncategorized Understanding Title Insurance Title companies are nothing new in the real estate industry. But do you understand their function and how vital they are to you? Title insurance is the inverse of other insurance coverages. Instead of assuming risk, title insurance companies eliminate the risk with a one-time payment, assuring the homeowner maintains the title as owner of […]
Home Improvement Drought Causing Foundation Problems and What to do About it Shared from an inspectors point of view on water or lack there of in a foundation and it’s health. Desiccation Cracks – my mud is cracking! Texas is hot and dry and as we are moving into September, we are seeing more and more desiccation cracks, which means that the soil itself is starting to […]
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Newsletters August Real Estate News August 2023 https://www.debbiemarett.com/media/id/19585977/
Buying Important Tip when Applying for a Mortgage Shared by a local lender who takes great care of their clients!! Go to www.optoutprescreen.com before pulling your credit. The reason is so that you might be inundated with phone calls, texts, and emails from every mortgage company on the planet when pulling your credit. If you forget to do this FIRST, it cannot be […]
Market Info Mortgage Rates Dip Back Down July 20, 2023 The 30-year fixed-rate mortgage (FRM) dropped from last week’s average of 6.96% to an average of 6.78% this week, according to the latest Primary Mortgage Market Survey® (PMMS®) from Freddie Mac released Thursday. This week’s numbers: 30-year fixed-rate mortgage averaged 6.78% as of July 6, 2023, up from last week when it averaged 6.96%. […]
Market Info Existing-Home Sales Fall 3.3% In June In keeping with the challenges of low inventory and high home prices, existing-home sales fell 3.3% to a seasonally adjusted annual rate of 4.16 million in June, according to the National Association of REALTORS®’ (NAR) most recent existing-home sales report. NAR’s latest data on existing homes found that year-over-year, sales fell 18.9% (down from 5.13 […]
Market Info 4 Reasons Not To Always Believe Online House-Value Estimtes Prospective homebuyers often check national brokerages online for information. It’s logical to see houses for sale with list prices. But what about the ones that are not for sale? We all look at them, as almost every house has an estimated value. But it would be good to know why the ‘what-they’re-worth’ prices listed should […]
Selling First Impressions Matter – Get Your Home Market Ready If you are considering selling your home, there are several things you can do now to make the best first impression on potential buyers. Taking the time to declutter, deep clean and make simple repairs will show buyers that your house and property are well-maintained and ready for a new owner. Increase Curb Appeal A […]
Buying Do You Need Down Payment Assistance? You may be surprised to know that many of the homes listed in the MLS are eligible for a number of assistance programs to help you get into a home! But if you are not sure on a particular property and just need to know what might be available, you can search on your own […]
Uncategorized Are you Putting your Faith in Zestimate? Excerpts from Inman Article Admit it, you have Googled your property address or gone to Zillow to see how much your home is worth. Haven’t we all? Everyone probably has checked online to see what the online AVMs (automated valuation models) say their home might be worth at one time or another.  It may be […]
Buying Congratulations! You’ve Found a Home Congratulations! You have applied for a mortgage, are pre qualified  and found a home to buy ! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able […]
Market Info The worst thing clients can do presently is wait to see if rates dip. Market Update with Mark Sprague Summer 2023 By Mark Sprague, State Director of Information Capital Independence Title The market had hoped that moderating inflation would have a positive impact on rates by the middle of this year. Not going to happen. Not happening for the rest of the year. While inflation has shrunk / slowed, […]
Buying 5 Powerful Reasons to Own Instead of Rent 5 Powerful Reasons to Own Instead of Rent Owning a home has great financial benefits. In a recent research paper, Homeownership and the American Dream, Laurie S. Goodman and Christopher Mayer of the Urban Land Institute explained: “Homeownership appears to help borrowers accumulate housing and nonhousing wealth in a variety of ways, with tax advantages, greater […]
Buying Things to Avoid After Applying for a Mortgage Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how […]