The #1 Thing Sellers Need To Know About Their Asking Price
When you put your house on the market, you want to sell it quickly and for the best price possible; that’s generally the goal. But too many sellers are shooting too high right now. They don’t realize the market has shifted as inventory has grown. The side effect? Price cuts are on the rise, but […]
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Preserve and Protect your Homestead Exemption
By Roland Love, Independence Title Vice President and Attorney If you own a home in Texas, your residential homestead exemption is one of the most important tools for reducing your property taxes. But did you know that exemptions aren’t automatic and require monitoring? With Appraisal District Notices arriving soon, now is the perfect time to check your exemption status […]
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Here’s What a Recession Could Mean for the Housing Market
Recession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recession. Let’s take a look at some historical data to show what’s happened in housing for each recession going all […]
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What’s a Good Debt-To-Income Ratio?
You’ll see the term debt-to-income ratio a fair amount if you’re applying for a mortgage. Debt-to-income ratio is also known as DTI. This is a measure of your monthly debt payments divided by your gross monthly income. Lenders use DTI and your credit history to determine whether or not you can repay a loan. Every […]
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What to Know About Selling a Home to a Family Member
It’s not uncommon to want to sell a home to a family member, but it can become a tricky situation. You have to be mindful of not only the personal elements that can come with doing this type of transaction with a relative, but the IRS may also scrutinize the transaction if you don’t avoid […]
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Consumer Guide: Seller Disclosures
When selling your property it is most important to disclose, disclose and disclose! Sellers must disclose certain characteristics of the property to potential buyers. An agent who is a REALTOR® can help you understand why and what you need to disclose, but here are the basics: What are seller disclosures? Seller disclosures are certain material defects—elements […]
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HOA Covenants: What to Know About CC&Rs
HOA covenants can shape neighborhoods and the lives of residents significantly. Here’s what you should know about HOA CC&Rs. With 75.5 million Americans living in communities governed by homeowners associations (or HOAs) and 3,000 new HOAs expected to form in 2025, community associations are quickly becoming an important aspect of real estate transactions. An HOA […]
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Too Many Homes for Sale, or Not Enough? Making Sense of Recent Headlines for Home Buyers
If you’ve been thinking about buying a house, you’ve probably heard that there aren’t that many homes for sale. And if you’ve been actively looking, chances are you can confirm that firsthand. Browsing listings often feels like looking for a needle in a haystack. You find a home you like, and before you can even […]
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What To Do If Your House Didn’t Sell
Last year, as many as 1 in 3 sellers took their home off the market because it wasn’t selling. If this happened to you too, you don’t need to be embarrassed. The market was very challenging in 2024! What you need are answers. As your local real estate agent, I can help with that by […]
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