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Uncategorized Good Information on Flood Insurance Understanding Flood Insurance Requirement vs Rating Neither IFPR nor Freeboard change or affect how the mandatory purchase requirement for flood insurance works. Mandatory requirements for flood insurance will still be dictated using FEMA Flood Insurance Rate Maps (FIRMs) and assessing whether the exact location of a habitable structure secured with a federally-backed loan comes into […]
Buying Will 2024 be a better year for homebuyers? Here’s what experts think. Following months of cooling inflation, higher rent and food prices pushed the inflation report to a 3.4% annual rate, according to the latest Consumer Price Index report. The rise indicates the Fed’s ongoing challenge to achieve a 2% target inflation rate may experience some fluctuations along the way. In December, the Fed set the housing market […]
Uncategorized Well written by a fellow agent regarding the Recent Realtor Industry Lawsuit Good  and thoughts shared by a fellow agent. Some of you may have heard of and may have been following the recent Realtor industry lawsuit. News reports have spurred a lot of discussion in the Realtor forums. I’d like to take a moment to share my perspective on the home buying and selling process, how […]
Uncategorized Understanding Title Insurance Title companies are nothing new in the real estate industry. But do you understand their function and how vital they are to you? Title insurance is the inverse of other insurance coverages. Instead of assuming risk, title insurance companies eliminate the risk with a one-time payment, assuring the homeowner maintains the title as owner of […]
Uncategorized Are you Putting your Faith in Zestimate? Excerpts from Inman Article Admit it, you have Googled your property address or gone to Zillow to see how much your home is worth. Haven’t we all? Everyone probably has checked online to see what the online AVMs (automated valuation models) say their home might be worth at one time or another.  It may be […]
Market Info The worst thing clients can do presently is wait to see if rates dip. Market Update with Mark Sprague Summer 2023 By Mark Sprague, State Director of Information Capital Independence Title The market had hoped that moderating inflation would have a positive impact on rates by the middle of this year. Not going to happen. Not happening for the rest of the year. While inflation has shrunk / slowed, […]
Uncategorized Thank you for a great 2022!          
Uncategorized Homestead Exemptions – 2023 Time to File If you purchased a home in 2022, it is time to file your HOMESTEAD EXEMPTION. It is free and most of the time, you can do it online. If I can be of service or answer questions, please reach out! Homestead exemptions remove part of your home’s value from taxation, so they lower your taxes. […]
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Uncategorized November 2022 Central Texas Housing Report ABOR: Median price for a home in Austin-Round Rock MSA stays flat, no sales or price records set. November housing inventory nearly quadruples. AUSTIN, Texas —For the first time since February 2019, median home prices in the Austin-Round Rock MSA experienced a 0% year over year increase, according to the Austin Board of REALTORS® November […]
Uncategorized September Issue of Top Agent Magazine I was so excited to be included in Septembers magazine for Top Agent!    
Uncategorized Home Renovations That Offer the Best ROI for Resale SHARE Renovations That Add ROI Looking to make some upgrades and wondering which will have the biggest pay off? If you guessed kitchen and bathrooms, you’re spot on. Another good one is landscaping. Whether they’re big or small, a few upgrades can pay big dividends when it’s time to sell your home. Follow these tips to prioritize and put more […]
Uncategorized Insider Tips to Buying a Home in Today’s Market It’s always hard to predict the future, especially with the housing market. But one thing is for sure – real estate remains a sound investment. If you’re looking for your dream home, here are some tips to help set you up for success and guide you through this buying season. Assess Your Financial Health Before […]
Uncategorized New Texas Law For Homeowners And HOA’S Beginning September 1, 2022 Heads Up for folks who live in an HOA: NEW TEXAS LAW FOR HOMEOWNERS AND HOA’S BEGINNING SEPTEMBER 1, 2022: • Senate Bill 1588: • Homeowners anywhere in Texas will be allowed to put up a perimeter fence around their property for added security (front, sides, and/or back of homeowner’s property). The law specifically states […]
Uncategorized Critical Role in any Real Estate Transaction 184 Things I Do for Real Estate Clients. Your real estate agent play’s a critical role in the real estate transaction. The general public is not always aware of all the service agents provide to both buyers and sellers during the course of a transaction probably because most of these important services are performed behind the […]
Uncategorized Real Estate Newsletter June 2022 REAL ESTATE NEWS JUNE 2022 Brought to you by Debbie Marett GRI Realtor® Your referrals are always appreciated and treated with friendly, professional care Housing Market Still Favors Sellers–but has it Set to a Change? Ever since interest rates decreased at the beginning of the pandemic, the real estate market throughout most of the country has heavily favored sellers. […]
Uncategorized How HOA Laws are Changing in Texas New Realtor® supported laws in Texas in 2021 bring more balance between property owners and their homeowner associations.
Uncategorized What Do All Those Letters Mean?   When you receive an email or a business card from someone do you sometimes wonder what the string of letters behind their name actually stand for? If you are not in the industry, you really have no idea what they all mean! Letters After A Name? Post-nominal letters (or post nominal titles) are the […]