Important Tip when Applying for a Mortgage
Shared by a local lender who takes great care of their clients!! Go to www.optoutprescreen.com before pulling your credit. The reason is so that you might be inundated with phone calls, texts, and emails from every mortgage company on the planet when pulling your credit. If you forget to do this FIRST, it cannot be […]
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Mortgage Rates Dip Back Down
July 20, 2023 The 30-year fixed-rate mortgage (FRM) dropped from last week’s average of 6.96% to an average of 6.78% this week, according to the latest Primary Mortgage Market Survey® (PMMS®) from Freddie Mac released Thursday. This week’s numbers: 30-year fixed-rate mortgage averaged 6.78% as of July 6, 2023, up from last week when it averaged 6.96%. […]
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Existing-Home Sales Fall 3.3% In June
In keeping with the challenges of low inventory and high home prices, existing-home sales fell 3.3% to a seasonally adjusted annual rate of 4.16 million in June, according to the National Association of REALTORS®’ (NAR) most recent existing-home sales report. NAR’s latest data on existing homes found that year-over-year, sales fell 18.9% (down from 5.13 […]
Read More4 Reasons Not To Always Believe Online House-Value Estimtes
Prospective homebuyers often check national brokerages online for information. It’s logical to see houses for sale with list prices. But what about the ones that are not for sale? We all look at them, as almost every house has an estimated value. But it would be good to know why the ‘what-they’re-worth’ prices listed should […]
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First Impressions Matter – Get Your Home Market Ready
If you are considering selling your home, there are several things you can do now to make the best first impression on potential buyers. Taking the time to declutter, deep clean and make simple repairs will show buyers that your house and property are well-maintained and ready for a new owner. Increase Curb Appeal A […]
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Do You Need Down Payment Assistance?
You may be surprised to know that many of the homes listed in the MLS are eligible for a number of assistance programs to help you get into a home! But if you are not sure on a particular property and just need to know what might be available, you can search on your own […]
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Are you Putting your Faith in Zestimate?
Excerpts from Inman Article Admit it, you have Googled your property address or gone to Zillow to see how much your home is worth. Haven’t we all? Everyone probably has checked online to see what the online AVMs (automated valuation models) say their home might be worth at one time or another. It may be […]
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Congratulations! You’ve Found a Home
Congratulations! You have applied for a mortgage, are pre qualified and found a home to buy ! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able […]
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